PayBy Casinos UAE: Safe Payment Method for Licensed Gambling

With online gambling now legal in the UAE, players no longer have to jump through hoops just to make payments. Local payment methods like PayBy have stepped up at the right time to make things easy. 

 Thanks to UAE online casinos accepting PayBy, there’s no need to panic or second-guess if your winnings are the way. You can deposit, play games, bet on sports, and withdraw with full protection of the law.

If you’re here wondering how to use PayBy at UAE casino sites, you’re in the right place. I have tested the payment method and learnt how it works at casinos firsthand. In this guide, I’ll cover everything you need to know about the wallet and the top casinos accepting it.

Founded in 2019, PayBy is a UAE-based fintech app created to make online payments easier, faster, and properly regulated. The digital banking system functions as a digital wallet and was built with local users in mind. It is licensed by the UAE Central Bank. To use the platform, users must be Emirati citizens and are required to upload a valid Emirates ID to complete the verification process.

PayBy allows you to store funds, receive funds, make transfers, and pay merchants securely in AED. For online casino players, this means a payment method that doesn’t raise eyebrows or trigger unnecessary complications.

Additionally, the digital solution is fully licensed by the General Commercial Gaming Regulatory Authority (GCGRA). As a result, the company is allowed to provide its services to gambling operators licensed in the country.

In August 2022, PayBy was acquired by Astra Tech, a leading UAE-based tech and investment group. The company rebranded PayBy to Botim Money in October 2025. However, many users still call it PayBy.

Since the UAE online gambling market is still young, there aren’t many licensed platforms currently. This section lists casinos accepting PayBy and popular alternatives.

Play971

Play971 is the first UAE-licensed online casino and sports betting site. It runs on a beautiful website with an intuitive interface and friendly menus.

The platform offers exciting slots, live games, 20+ sports, and racing markets. With PayBy, you can deposit from AED 10 to AED 50,000. The alternative payment option is credit cards.

Casinia

Loaded with thousands of slots, table games, and live dealers, Casinia is an international online casino for UAE players. It also offers a comprehensive sports betting platform.

Casinia is one of the best online casinos for cryptocurrency payments in the UAE. Payment options like Visa, Mastercard, Skrill, and Neteller are accepted as well.

Rabona

If you’re looking for UAE online casinos that support e-wallets like PayBy, Rabona is a great choice. The platform accepts Skrill, Neteller, MuchBetter, MiFinity, and Jeton. It also accepts bank transfers, cards, and cryptocurrencies.

Rabona is loaded with slots, crash games, live casinos, and sports betting. The site is licensed and regulated in an offshore jurisdiction.

I found the process of depositing with PayBy at casinos refreshingly easy and smooth. It should take you less than two minutes to complete the deposit, except if you’re a new user of the payment service. 

For newbies, you must first install the PayBy app from the Google Play Store or the App Store. The size of the Android app was just around 57mb, so it took less than a minute to install on my smartphone. 

After installation, set up an account on the app by entering your phone number. Submit the 6-digit code sent to you via SMS and then create your unique 6-digit password. Next, you have to verify your identity by uploading pictures of the back and front of your Emirates ID. 

Once your identity has been verified, you can then add funds to your PayBy wallet. This process was straightforward for me as I could quickly transfer money from a traditional bank to the digital wallet. With enough funds in your PayBy wallet, follow these steps to send money to your UAE casino: 

1. Create an account on a PayBy online casino in the UAE
2. Open the deposit or cashier page
3. Select PayBy or Botim Money as your preferred payment option
4. Enter how much you want to deposit. Ensure you stay within the casino’s minimum and maximum limits
5. Tap “Deposit” or any similar button to continue. The casino will redirect you or provide a payment prompt
6. Open PayBy on your smartphone to authorize the payment.

From my experience, PayBy is reliable for withdrawals as well. After cash-out approval from the casino, it took just around two minutes for the money to reach my PayBy wallet.

To avoid slow withdrawals, endeavor to fulfill all wagering requirements and necessary KYC documentation before your request. Also, make sure your withdrawal amount is within the minimum and maximum limits.

Follow these steps to make a cashout: 

1. Log in to the PayBy casino account 
2. Go to the withdrawal page
3. Choose the PayBy wallet as your preferred option
4. Enter the amount you wish to withdraw
5. Click “Withdraw” to confirm the request

Yes, it’s completely legal to use PayBy for online gambling in the UAE. The digital wallet is licensed by the GCGRA and the UAE Central Bank. Thus, it follows all the financial and gambling regulations. 

Nevertheless, most gamers still use similar methods since the casinos accepting Botim Money are currently limited. If you’re one of such players, choose where you play carefully. You can check our list of the best online casinos for UAE players to pick a good one.

You’ll be pleased to know that PayBy online casinos do not stop at slots and table games; sports betting is also part of the package. You enjoy real odds, real markets, and real thrills behind every bet.

The best PayBy platforms I tested offer an incredible selection of traditional sports, virtual sports, and esports. Football mostly dominates the dashboard, but basketball, cycling, tennis, table tennis, and volleyball are also popular. Horse racing and greyhounds are available as well.

The GCGRA was built to protect UAE casino players and ensure that gambling operators render their services safely and fairly. Thus, responsible gambling is a core aspect of licensed online casinos & sportsbooks accepting PayBy.

You’ll always find a comprehensive responsible gambling page on these websites. There, they provide tips to play mindfully and how to monitor your account for unauthorized access, especially underage gambling.

These pages further provide self-assessment questions to help you examine if you’re still in control. If the results from the questionnaire show you need help, you’re encouraged to reach out to the site’s support team or an organization like Takalam.

The best part of the responsible gambling policies is that you also get tools to control your activity and prevent problems. Once you activate these limits, they can’t be adjusted until the conditions are met. Unlicensed gambling sites are usually weak in this area.

To keep your experience fun and safe, licensed UAE betting sites offer the following tools:

• Deposit Limits: Used to restrict how much you can put in your casino wallet. You can set up daily, weekly, or monthly limits. Once the fixed amount is reached, deposits won’t be accepted until the set period elapses.
  
• Time Outs: This tool allows you to take a short break from the casino. You can set it for 24 hours, and usually up to weeks or 3 months. You may still access your account during the period, but you will not be allowed to bet.
  
• Wagering Limits: Activate this tool if you need to limit the amount you can bet. It’ll stop you from going above your budget even if you still have funds in your gambling wallet.
  
• Session Limits: If you want to manage the amount of time you gamble online daily, weekly, or monthly, this tool helps you. If you set it to 1 hour daily, your betting activity is stopped once you hit the limit for the day.
  
• Self Exclusion: Self-exclusion is one of the most important tools, useful for players who want to stop gambling for longer periods. The options are usually from 6 months to years. Within the set period, you won’t be allowed to bet, and you won’t get gambling promos from the platform.

The table below compares Botim Money with payment options at international gambling sites.

PayBy has quickly positioned itself as a reliable banking method for players in the UAE online casino market. It doesn’t try to bend the rules but keeps things straightforward, adhering to local regulations and working exclusively with licensed platforms.

For players, that translates to peace. There’s no lingering worry about whether your payment method can cause issues later. Combined with the solid responsible gambling tools offered at PayBy casinos, it becomes easier to stick to your budget.

That said, the number of support platforms is currently PayBy’s biggest limitation. With only a small number of licensed casinos, you’ll have to turn to alternative payment methods if you want more games and bigger bonuses.

Nevertheless, PayBy’s role at online casinos remains important. Its speed, legal protection, and reliability make it an easy choice for players who prefer licensed platforms.